IRS Direct Deposit Update: What to Know About the $1,390 Relief Payment Claims for December 2025

As December 2025 comes to a close, many Americans are searching for clarity after online claims suggested that the Internal Revenue Service (IRS) would issue a $1,390 direct deposit relief payment to eligible taxpayers. With inflation still affecting household budgets, any news of financial relief has naturally gained widespread attention.

However, a closer look at the situation reveals important details that taxpayers should understand.

Has the IRS Announced a $1,390 Relief Payment?

As of now, the IRS has not officially announced a new nationwide $1,390 relief or stimulus payment scheduled for December 2025. No federal legislation or IRS directive has confirmed a special direct deposit program providing this specific amount to all eligible Americans.

The circulating claims appear to be linked to routine IRS payment activity, rather than a newly approved relief initiative.

Why the $1,390 Figure Is Circulating

The $1,390 amount closely matches common tax refund averages and payment adjustments that many taxpayers receive during normal IRS processing. These payments can result from:

• Overpaid taxes

• Refundable tax credits

• Amended return adjustments

• Delayed refunds from previous filings

Because these deposits are issued by the IRS, they are sometimes mistakenly labeled online as “relief payments,” even though they are part of standard tax administration.

What Payments the IRS Is Actually Issuing

During December, the IRS continues to process:

• Pending tax refunds

• Credit corrections

• Adjustments related to previously filed returns

If a taxpayer receives a direct deposit around $1,390, it is most likely tied to one of these existing refund or credit processes, not a special relief check.

How IRS Direct Deposits Work

Taxpayers who filed electronically and provided bank information generally receive refunds faster through direct deposit. Those without direct deposit details on file may receive paper checks instead. Payment timing depends on return accuracy, filing method, and whether additional review was required.

Important Advice for Taxpayers

Individuals expecting IRS payments should take the following steps:

• Review their most recent tax return for accuracy

• Confirm bank account details are current

• Monitor their IRS account for updates

• Be cautious of scams claiming guaranteed relief payments

The IRS does not request personal or banking information through unsolicited emails, texts, or social media messages.

At this time:

• There is no confirmed IRS relief payment of $1,390 scheduled for December 2025

• Any deposit of this amount is likely a standard refund or adjustment, not a new stimulus

• Official relief programs are always announced publicly and backed by legislation

Taxpayers are encouraged to rely on verified government announcements and avoid misleading online claims as tax season approaches.